Joe Womac has over 21 years of mortgage lending experience and has worked with hundreds of homebuyers, with many being repeat customers.  His experience paired with the exceptional processing team makes the home buying process a smooth, enjoyable transaction.  He will find the right program to meet each customer’s financial needs.

Joe is active with River Counties Association of Realtors.  He has served and chaired on several committees serving Bradley, Bledsoe, McMinn, Meigs, Polk and Rhea Counties.  He was recognized as Affiliate of the Year in 2014 and 2018. Joe also served on the THDA Advisory Board in 2017.  He was recognized as the 2016 THDA Loan Originator of the Year.

“If you are interested in buying or building a new home or refinancing your existing one, please feel free to contact me and experience firsthand the service that keeps our customers coming back!”

 

First Citizens National Bank offers insurance for your mortgage needs.
Insurance Products are not insured by FDIC or any Federal Government Agency; are not a deposit of, or guaranteed by the bank or any bank Affiliate; and may lose value.